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What’s Driving National and Florida Home Prices?

Following a nationwide trend, Florida home prices have leveled after correcting from pandemic highs, with most markets projected to see minimal movement—either slight gains or modest dips in the months ahead. Strong population growth in Florida as well as job inflows act as a buffer, sustaining long-term demand across metros and help prevent home pricing instability. To sell their homes, sellers must adjust expectations toward realistic pricing, as the frenzy…

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How To Get A Mortgage If You’re Newly Self-Employed

Getting a mortgage with only one year of tax returns is possible for self-employed individuals, but it depends on specific circumstances. Lenders typically prefer two years of income history to assess stability. If a borrower has prior experience in the same field, they may qualify with just one year. Alternatives include non-QM loans, bank statement loans, or adding a co-borrower. Lenders also consider credit scores, monthly debts, and down payment…

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