Author: Roberta Murphy Thompson

Florida’s housing market now favors buyers, with record-high listings exceeding 167,000, giving unprecedented choices in Miami, Orlando, Jacksonville, and Tampa. Homes are staying longer on the market, leading to price reductions, more delistings, and stronger buyer negotiation opportunities statewide. Despite inventory surge, Florida’s market remains stable, supported by low unemployment, tight lending standards, and stronger household finances than 2008. Buyers benefit from reduced competition, fewer bidding wars, and more flexibility,…

Single-family transactions rose 3.2% yearly to 97 units in Q2. Condo sales surged 42.9% to 30 units. Average single-family price increased 6.6% to $3.58 million. Condo prices jumped 40.1% year-over-year to $2.14 million. Small luxury market with high investor growth potential.

Indigenous Peoples’ Day celebrates, recognizes, and honors the beautiful traditions and cultures of the Indigenous People We take a stand for and support the indigenous people on this day. We should also offer our support to those who invest and uplift the indigenous communities.

Slide 1: 🌡️ Scenario 1: Mortgage rates stay high 6–7%+, keeping market cautious and steady. Slide 2: 🏘️ Inventory grows as homeowners list properties and new construction adds supply. Slide 3: 📉 Prices could stabilize or slightly decline. Slide 4: 💸 Scenario 2: Rates drop near 6%, awakening latent buyers and increasing competition. Slide 5: 📈 Lower rates could boost sales, stabilize prices, and modestly increase home values.

In August 2025, the median listing home price was $1.6M, ↑ 3.2% yearly, with a median of $707/sq ft. The median sold price was $1.5M, slightly below asking levels. The sale-to-list ratio was 98.92%, with homes selling 1.08% under asking. Homes sold in 49 days on avg, slightly ↑ yearly. Carlsbad is currently a seller’s market, with demand outweighing supply.

Slide 1: 🌡️ Florida’s market grew insanely fast—some areas doubled prices in just years. Slide 2: 💸 Skyrocketing homeowners insurance adds hundreds or thousands monthly. Slide 3: 🏠 Property taxes surged alongside home values, adding long-term costs for owners. Slide 4: 💼 Heavy investor activity now slows, adding inventory and pushing prices downward. Slide 5: ⚠️ Florida dominates the U.S. list of at-risk markets due to extreme prior growth.

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