Comments on: When Will the Real Estate Market Return to Normal? http://www.luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/ Luxury Homes, Luxury News, Luxury Real Estate Sun, 12 Feb 2012 04:10:05 +0000 hourly 1 http://wordpress.org/?v=3.3 By: RealEstateUndressed » Blog Archive » Some Of These Magnificent 7 Montly Nominees Will Move To Round 2: http://www.luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-838 RealEstateUndressed » Blog Archive » Some Of These Magnificent 7 Montly Nominees Will Move To Round 2: Wed, 29 Apr 2009 06:26:27 +0000 http://luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-838 [...] When Will the Real Estate Market Return to Normal? by Luxury Home Digest [...] [...] When Will the Real Estate Market Return to Normal? by Luxury Home Digest [...]

]]> By: RealEstateUndressed » Blog Archive » September Magnificent 7 Nominees http://www.luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-837 RealEstateUndressed » Blog Archive » September Magnificent 7 Nominees Wed, 29 Apr 2009 06:19:26 +0000 http://luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-837 [...] 6-  When Will the Real Estate Market Return to Normal? by Luxury Home Digest:“When will the real estate market be coming back?”Well, I don’t think the real estate market ever left us; it was the financing that left us! [...] [...] 6-  When Will the Real Estate Market Return to Normal? by Luxury Home Digest:“When will the real estate market be coming back?”Well, I don’t think the real estate market ever left us; it was the financing that left us! [...]

]]> By: Roberta Murphy http://www.luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-840 Roberta Murphy Fri, 20 Mar 2009 03:04:57 +0000 http://luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-840 Chris: There is a collective cry for help with these qualifying parameters. What's a lender to do with a high FICO score, no late payments, and ratios that throw everything out of kilter--and an LTV ratio of 40%? In today's market, disqualify the borrower.... Chris: There is a collective cry for help with these qualifying parameters. What’s a lender to do with a high FICO score, no late payments, and ratios that throw everything out of kilter–and an LTV ratio of 40%? In today’s market, disqualify the borrower….

]]> By: Chris http://www.luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-839 Chris Thu, 19 Mar 2009 21:34:19 +0000 http://luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-839 Ok, so now what? Does anyone know who is still lending. Is there anyone still offering stated income loans in the over 4 mil range? If so please list here? Thank you for your assitance. About to give up.... Ok, so now what?
Does anyone know who is still lending. Is there anyone still offering stated income loans in the over 4 mil range? If so please list here?
Thank you for your assitance.
About to give up….

]]> By: Arnold Kohn http://www.luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-836 Arnold Kohn Sat, 24 Jan 2009 03:32:55 +0000 http://luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-836 That is what I also thought and have to agree. I never saw it coming. When the finance and credit markets left everyone was sideswiped & left with an impossible situation. The bank bailout did nothing for common people. That is what I also thought and have to agree. I never saw it coming. When the finance and credit markets left everyone was sideswiped & left with an impossible situation. The bank bailout did nothing for common people.

]]> By: Eastside Real Estate Buzz is Honored by Real Estate Undressed « Eastside Real Estate Buzz http://www.luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-833 Eastside Real Estate Buzz is Honored by Real Estate Undressed « Eastside Real Estate Buzz Thu, 09 Oct 2008 05:45:53 +0000 http://luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-833 [...] Luxury Home Digest: There are buyers out there, but the liquidity in the market has dried up. [...] [...] Luxury Home Digest: There are buyers out there, but the liquidity in the market has dried up. [...]

]]> By: Judy Peterson http://www.luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-835 Judy Peterson Sat, 06 Sep 2008 12:35:29 +0000 http://luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-835 Mr Taylor makes an excellent observation when he says, "I don't think the eal estate market ever left us, it's the financing market that left us". I wonder what he thinks of the confidence factor following the election? Mr Taylor makes an excellent observation when he says, “I don’t think the eal estate market ever left us, it’s the financing market that left us”. I wonder what he thinks of the confidence factor following the election?

]]> By: James R Venney http://www.luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-834 James R Venney Sun, 31 Aug 2008 00:13:10 +0000 http://luxuryhomedigest.com/2008/08/30/when-will-the-real-estate-market-return-to-normal/#comment-834 Billy, You hit on some key points the most salient of which is your assertion that every loan no longer gets approved. While the underlying mortgage may be a commodity it's the advice the borrower receives that makes all the difference. Personally I only expect significant liquidity to return to the Jumbo market when investors can see how well the loans originated after Q3 of 2007 perform. As you know the quality of loans being originated has improved dramatically in the past 6-12 months which bodes well for the long term health of the mortgage market. James R Venney CMP,CMPS Billy,

You hit on some key points the most salient of which is your assertion that every loan no longer gets approved. While the underlying mortgage may be a commodity it’s the advice the borrower receives that makes all the difference. Personally I only expect significant liquidity to return to the Jumbo market when investors can see how well the loans originated after Q3 of 2007 perform. As you know the quality of loans being originated has improved dramatically in the past 6-12 months which bodes well for the long term health of the mortgage market.

James R Venney CMP,CMPS

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